Insurance Points for Traffic Offenses

Get a free quote

Points Offense Description
12 Points Manslaughter or Negligent Homicide
Prearranged Highway Racing or Lending a Car for Prearranged Highway Racing
Hit-and-Run Resulting in Bodily Injury or Death
Driving with a Blood-Alcohol Level .08 or More
Driving Commercial Vehicle with a Blood-Alcohol Level .04 or More
Driving While Impaired
Transporting Illegal Intoxicating Liquor for Sale
10 Points Highway Racing or Lending a Car for Highway Racing
Speeding to Elude Arrest
8 Points Driving During Revocation or Suspension of License or Registration
4 Points Reckless Driving
Hit-and Run Resulting in Property Damage Only
Passing a Stopped School Bus
Speeding in Excess of 75mph when the Speed Limit is Less than 70mph
Speeding in Excess of 80mph when the Speed Limit 70mph or Greater
Driving by a Person Less than Age 21 after Consuming Alcohol or Drugs
3 Points At-Fault Accident Resulting in Death, or Bodily Injury, or Property Damage Only of $2,500 or More
2 Points Illegal Passing
Following Too Closely
Driving on Wrong Side of the Road
At-Fault Accident Resulting in Property Damage in Excess of $1,500, but Less than $2,500
Speeding More than 10 mph Over the Speed Limit Provided the Total Speed is in Excess of 55 mph, but Less than 76 mph
Speeding 10 mph or Less in Excess of Speed Zone of 55 mph or Greater
1 Point All Other Moving Violations
At-Fault Accident Resulting in Bodily Injury of $1,500 or Less, or Property Damage of $1,500 or Less
Speeding 10 mph or Less in Excess of Speed Limit of Less than 55 mph

Insurance Points Will Cost You Money

1 POINT25%
2 POINTS45%
3 POINTS65%
4 POINTS90%
5 POINTS120%
6 POINTS150%
7 POINTS180%
8 POINTS220%
9 POINTS260%
10 POINTS300%
11 POINTS350%
12 POINTS400%

It is important to have an experienced trial lawyer fighting for you and your rights during this critical time.

Our business philosophy is simple, “Treat clients the way we would want to be treated under those circumstances and work hard to achieve the best possible result.”