Insurance Points for Traffic Offenses
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| Points | Offense Description |
|---|---|
| 12 Points | Manslaughter or Negligent Homicide |
| Prearranged Highway Racing or Lending a Car for Prearranged Highway Racing | |
| Hit-and-Run Resulting in Bodily Injury or Death | |
| Driving with a Blood-Alcohol Level .08 or More | |
| Driving Commercial Vehicle with a Blood-Alcohol Level .04 or More | |
| Driving While Impaired | |
| Transporting Illegal Intoxicating Liquor for Sale | |
| 10 Points | Highway Racing or Lending a Car for Highway Racing |
| Speeding to Elude Arrest | |
| 8 Points | Driving During Revocation or Suspension of License or Registration |
| 4 Points | Reckless Driving |
| Hit-and Run Resulting in Property Damage Only | |
| Passing a Stopped School Bus | |
| Speeding in Excess of 75mph when the Speed Limit is Less than 70mph | |
| Speeding in Excess of 80mph when the Speed Limit 70mph or Greater | |
| Driving by a Person Less than Age 21 after Consuming Alcohol or Drugs | |
| 3 Points | At-Fault Accident Resulting in Death, or Bodily Injury, or Property Damage Only of $2,500 or More |
| 2 Points | Illegal Passing |
| Following Too Closely | |
| Driving on Wrong Side of the Road | |
| At-Fault Accident Resulting in Property Damage in Excess of $1,500, but Less than $2,500 | |
| Speeding More than 10 mph Over the Speed Limit Provided the Total Speed is in Excess of 55 mph, but Less than 76 mph | |
| Speeding 10 mph or Less in Excess of Speed Zone of 55 mph or Greater | |
| 1 Point | All Other Moving Violations |
| At-Fault Accident Resulting in Bodily Injury of $1,500 or Less, or Property Damage of $1,500 or Less | |
| Speeding 10 mph or Less in Excess of Speed Limit of Less than 55 mph |
Insurance Points Will Cost You Money
1 POINT25%
2 POINTS45%
3 POINTS65%
4 POINTS90%
5 POINTS120%
6 POINTS150%
7 POINTS180%
8 POINTS220%
9 POINTS260%
10 POINTS300%
11 POINTS350%
12 POINTS400%
It is important to have an experienced trial lawyer fighting for you and your rights during this critical time.
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